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Participating GoGreen Home Contractor · Since 1969

Do You Qualify for GoGreen Home Financing in the Central Valley?

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A State Program, Below-Market Rates, No Lien on Your Home

Most Central Valley homes qualify. GoGreen Home is California’s energy-upgrade financing program, run through the State Treasurer’s office: below-market rates, longer terms, and no lien on your house. Wally Falke’s is a participating GoGreen Home contractor for heat pumps, heating and air, ducts and insulation. What you can finance depends on who sends your electric bill, and we’ll walk you through all of your options.

Have a question about GoGreen? Call us and ask.

What Is GoGreen Home Financing?

GoGreen Home is a California state program that makes energy-upgrade loans cheaper, administered by CAEATFA within the State Treasurer’s office. It is not a lender and not a rebate. The state sets aside money to cover lender losses, and in exchange participating credit unions offer below-market interest rates, longer repayment terms, larger loan amounts, and approval for a wider range of credit than they otherwise could.

What that means for you:

How Does GoGreen Home Financing Work?

The order is different from ordinary financing. Every GoGreen Home project, apart from a short list of self-install items, has to be done by an enrolled GoGreen Home contractor. Start with the estimate, and the paperwork follows.

  1. Start with a free in-home estimate. We size the system, confirm which measures qualify at your address, and give you a written price.
  2. Choose a participating lender. GoGreen works through California credit unions. The program’s own tools let you compare current rates and terms.
  3. Apply directly with the lender. You apply to the credit union, not to us and not to the state. They confirm the loan and the project details.
  4. We install, you pay over time. Wally Falke’s does the work and submits the project through the state portal. You pay the credit union on your own schedule.

Who Qualifies in the Central Valley?

Almost every home in our service area is eligible. What changes by utility is which upgrades the program will finance. The state’s published list of eligible publicly owned utilities names Turlock Irrigation District, Modesto Irrigation District and Merced Irrigation District directly. The fastest way to know which group you are in is to look at who sends your electric bill.

MOST OF OUR CUSTOMERS

TID, MID or MeID Electric + PG&E Gas

Turlock, Ceres, Patterson, most of Modesto, parts of Merced, Oakdale, Riverbank and Ripon

You are eligible. Heat pumps, ductless heat pump systems, heat pump water heaters, duct work, insulation, air sealing and gas furnaces all qualify. A standalone central AC replacement does not. If cooling is the goal, a heat pump is the route the program will finance.

FULL MEASURE LIST

PG&E Electric and Gas

Manteca, parts of Merced and Ripon

You are eligible for the full measure list, including standalone central air conditioning and ductless AC systems.

ALSO ELIGIBLE

Community Choice Aggregator

Los Banos

You are eligible. The program counts electricity procured by a Community Choice Aggregator, so WestLight Energy customers are covered the same as PG&E bundled customers.

Eligibility and the measure list are set by the state, not by us, and both can change. We will confirm what applies to your address during the free estimate. All loans are subject to credit approval by the lender.

What Can You Finance Through GoGreen?

The state’s eligible-measures list splits by utility. Heat pump equipment qualifies for everyone. Standalone air conditioning is limited to PG&E electric customers, so on TID or MID a heat pump is the cooling upgrade the program will finance.

Heat pumps, heat pump water heaters, gas furnaces, duct work, insulation, air sealing, connected thermostats and whole house fans qualify at every address we serve. The breakdown below shows where standalone air conditioning is and is not covered.

Wally Falke's technician servicing a York air conditioner at a Central Valley home
Eligible upgrades by electric utility
UpgradeTID / MID / MeID electric + PG&E gasPG&E electric + gas
Heat pump (split or packaged)EligibleEligible
Mini split with heat pump (18 SEER or greater)EligibleEligible
Heat pump water heater (ENERGY STAR)EligibleEligible
Standalone air conditioner (no heat pump)Not eligibleEligible
Ductless mini split AC, no heat pump (18 SEER or greater)Not eligibleEligible
Gas furnaceEligibleEligible
Duct sealing, duct insulation, duct sizingEligibleEligible
Attic, wall and floor insulation, air sealingEligibleEligible
Connected thermostatEligibleEligible
Whole house fanEligibleEligible

Eligible at every address we serve

TID, MID or MeID electric, or PG&E electric, with PG&E gas

  • Heat pump (split or packaged)
  • Mini split with heat pump (18 SEER or greater)
  • Heat pump water heater (ENERGY STAR)
  • Gas furnace
  • Duct sealing, duct insulation, duct sizing
  • Attic, wall and floor insulation, air sealing
  • Connected thermostat
  • Whole house fan

Two exceptions

Eligible only if PG&E supplies your electricity

  • Standalone air conditioner (no heat pump)
  • Ductless mini split AC, no heat pump (18 SEER or greater)

Not eligible if your electricity comes from TID, MID or MeID. Add a heat pump to either system and it qualifies on any utility.

Source: California GoGreen Home Eligible Energy Measures list. Equipment has to meet the program’s efficiency requirements, so confirm the specific model on your estimate.

Thinking about a heat pump? See our heat pump page → Ducts or insulation? Home Energy Optimization →

Why Use GoGreen With Wally Falke's

Listed on the State's Contractor Directory

Wally Falke's appears on California's official GoGreen contractor search for heat pump HVAC, heating and air conditioning, ducts, and insulation. You can look us up before you call.

Heat Pumps Are What the Program Covers Here

For TID and MID customers, heat pumps are the cooling upgrade GoGreen will finance. We have been installing and servicing them in Central Valley homes for decades.

A Straight Answer on Eligibility

We will tell you if your project doesn't qualify. Sending you to apply for a loan on equipment the program won't cover wastes your time and ours.

Family Owned Since 1969

Third generation, CSLB #312288, NATE certified, 4.9 stars from Central Valley homeowners.

GoGreen Financing Across the Central Valley

From our Turlock shop, Wally Falke’s handles GoGreen Home projects for homeowners in Turlock, Modesto, Merced, Manteca, Ceres, Oakdale, Ripon, Riverbank, Patterson and Los Banos. The estimate is free and we bring it to you.

Modesto HVAC Service →
Turlock HVAC Service →

What Your Neighbors Say

GoGreen Home Financing FAQs

Yes. Wally Falke’s Heating and Air Conditioning is a participating GoGreen Home contractor, listed on California’s official contractor directory for heat pump HVAC, heating and air conditioning, ducts, and insulation. Search our name on the state’s find-a-contractor tool to confirm it.

Yes. Turlock Irrigation District, Modesto Irrigation District and Merced Irrigation District are all on the state’s published list of eligible publicly owned utilities. The program’s summary copy only names the big investor-owned utilities, which causes a lot of local confusion, but publicly owned utility customers are eligible for most electric upgrades.

It depends on your electric utility. If PG&E supplies your electricity, yes. If you are a TID, MID or MeID customer, a standalone air conditioner is not eligible, but a heat pump is, and a heat pump both cools and heats. For most homes in Turlock and Modesto, that makes a heat pump the upgrade the program will finance.

No. GoGreen is a state program that sets aside money to cover lender losses, which lets participating California credit unions offer better rates and longer terms than they otherwise would. You borrow from the credit union, and you apply directly with them.

No. GoGreen Home loans carry no property lien. That is the main difference between this program and PACE financing, where the obligation attaches to the property and shows up on your tax bill.

Yes, with the property owner’s written permission. The program covers single-family homes, townhomes, condos, duplexes, triplexes, fourplexes, and manufactured or mobile homes on a fixed foundation.

Find Out What Your Home Qualifies For

Start with a free in-home estimate. We'll confirm which upgrades GoGreen covers at your address, size the system properly, and give you a written price before you talk to any lender.

“Let’s find out what your home qualifies for!
(209) 632-7596″

—Wally